News

News Index

What to do if you collide with an uninsured driver

17 | 11 | 14

By sds

Recently uncovered information has suggested that there are still many people driving on UK roads without insurance.

Through a Freedom of Information request to the Driver and Vehicle Licensing Agency (DVLA), motoring magazine Auto Express discovered that around 10,000 drivers are banned every year for not being properly insured.

According to the Institute of Advanced Motorists (IAM), there are over 225,000 drivers in the country who have points on their licence for driving without insurance.

By law, all drivers are required to have a third party insurance policy at the very least. Sadly a fraction of motorists do not adhere to this requirement, and in doing so they put other drivers at risk.

Do uninsured drivers affect the victim’s ability to claim?

When you are hit by another driver in any road traffic accident and begin the claims process, their details are checked in the Motor Insurance Database to ascertain whether or not they have a policy.

If the driver is not insured, your claim is directed towards the Motor Insurers’ Bureau (MIB). The same goes if the driver who hit you drove off without stopping and swapping details. In the latter instance, it is extremely important that you note down the vehicle’s registration, as the driver may then be traced.

The MIB is a non-profit organisation that is funded by motor insurers. As a result, claims can sometimes take longer to process, but the specialists here at Sheldon Davidson Solicitors will ensure an equally thorough and outstanding level of service.

Have you been hit by an uninsured driver?

Sheldon Davidson Solicitors specialise in obtaining medical care and financial support for clients who have been innocent victims in road accidents – including those caused by uninsured drivers.

To find out more about how we can start your claim, get in touch with us today by calling 0808 9000 990, or alternatively you can fill in our online claim form.

SHARE THIS POST  

Start Your Claim

Complete the form to start your personal injury claim today.

An expert solicitor will contact you to get more details about your case.

Introduction

Call us FREE on 0333 999 8800 or let us call you…

Contact Information
Details
APIL Accredited  Specialist in Personal Injury
Motor Accident Solicitors Society Associate Member
Lexel
  • Brilliant! Absolutely brilliant, whenever I needed advice they were always available!

    Mr B

  • Jill was very professional from the moment she took over the case

    Mr M

  • Excellent service from start to finish

    Mr L

  • All of your staff have been very friendly and helpful in every way and keeping me up to date with my claim

    Mr B

  • You have done an outstanding job in dealing with my claim and treated both myself and my wife in a totally professional manner

    Mr P

  • The service I was given was excellent. I had no problem with getting in touch with my solicitor or a member of staff at any time. They were always extremely helpful. I would like to thank all the staff for their time and effort they have put in for me.

    Mr H

  • I can honestly say that Victoria's help, support and guidance were a God send and truly welcome! I was able to reach an acceptable outcome. I would recommend SDS and Victoria in a heartbeat

    Mr M

  • Thank you to your company. I will be recommending Sheldon Davidson's as I have found you more than helpful and very quick

    Mr M

  • Both Victoria and Michelle have been a massive help to me, more like family.

    Mr S

  • I would like to thank you for all your work on my claim and would definitely use you again

    Mr M

  • Thank you for the handling of my claim! You exceeded my expectations. Great service. Great outcome.

    Mrs B

  • I'm very pleased with the quick and excellent service provided

    Mr G

  • I have been very happy with all the help your staff have given me during my claim.

    Mr B

  • Excellent advice always kept me up to date with everything I would recommend them to anyone

    Miss E

  • Extremely helpful throughout the process, very polite & courteous, explained in detail anything I needed to know, would definitely recommend them to my family & friends.

    Miss B

  • I would recommend Sheldon Davidson 100% as you can be assured you will always get the best service possible.

    Mr C

  • Jill has been fantastic. I felt I could speak to her at any point and she explained the facts very well to me .always polite and pleasant. thankyou Jill

    Mrs E

  • You truly exceeded my expectations with your superb service, knowledge and smooth completion of my difficult situation.

    Mr M

By continuing to use this website you are agreeing to our use of cookies.