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What to do if you collide with an uninsured driver

17 | 11 | 14

By SheldonDavidsonSolicitors

Recently uncovered information has suggested that there are still many people driving on UK roads without insurance.

Through a Freedom of Information request to the Driver and Vehicle Licensing Agency (DVLA), motoring magazine Auto Express discovered that around 10,000 drivers are banned every year for not being properly insured.

According to the Institute of Advanced Motorists (IAM), there are over 225,000 drivers in the country who have points on their licence for driving without insurance.

By law, all drivers are required to have a third party insurance policy at the very least. Sadly a fraction of motorists do not adhere to this requirement, and in doing so they put other drivers at risk.

Do uninsured drivers affect the victim’s ability to claim?

When you are hit by another driver in any road traffic accident and begin the claims process, their details are checked in the Motor Insurance Database to ascertain whether or not they have a policy.

If the driver is not insured, your claim is directed towards the Motor Insurers’ Bureau (MIB). The same goes if the driver who hit you drove off without stopping and swapping details. In the latter instance, it is extremely important that you note down the vehicle’s registration, as the driver may then be traced.

The MIB is a non-profit organisation that is funded by motor insurers. As a result, claims can sometimes take longer to process, but the specialists here at Sheldon Davidson Solicitors will ensure an equally thorough and outstanding level of service.

Have you been hit by an uninsured driver?

Sheldon Davidson Solicitors, Manchester's leading firm of Personal Injury Solicitors, specialise in obtaining medical care and financial support for clients who have been innocent victims in road accidents – including those caused by uninsured drivers.

To find out more about how we can start your claim, get in touch with us today by calling 0808 9000 990, or alternatively you can fill in our online claim form.


Start Your Claim

Complete the form to start your personal injury claim today.

An expert solicitor will contact you to get more details about your case.


Call us FREE on 0333 999 8800 or let us call you…

Contact Information
APIL Accredited  Specialist in Personal Injury
Motor Accident Solicitors Society Associate Member
  • David and I and all our family would like to thank you for your continued support, patience, and hard work.  The past 5 years have been an extremely difficult time for us, and your advice and empathy has really helped us along the way.  Many Thanks.

    Mrs A

  • You have done an outstanding job in dealing with my claim and treated both myself and my wife in a totally professional manner

    Mr P

  • I would like to thank you so much for all the hard work that you put into my case which was complex and challenging. You were always professional, polite, and efficient but also had that human touch which was most welcome, especially when having to discuss personal medical information.

    Mrs. C Earnshaw

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